Monday, April 23, 2012

budgeting

So a little while back (3 weeks ago) Sal and I set up a budget plan. We realized how important it is to have one: that we should always understand where our money is going and how much we have. I know that sounds incredibly obvious, but it's so easy to lose track. Not that we were or are super spenders, but almost just as bad, we are (were!) mini-spenders. Spending dollars here and there, seemingly innocent. However, it was a little more than we should--and that adds up. So the past three weeks we've kept a tight watch on our money, being frugal and smart and basically, we're owning it!!! I am excited. Stuff is going to be tight for a few months since we sorta left ourselves with no other option until Sal gets his next fin-aid return. But hopefully with his next allowance of aid and my (hopefully) new job, we can keep this budget and do a great job of pushing our overflow onto credit cards (mine are almost completely paid off! Then on to conquering Sal's...not an insane amount, but definitely enough to roll your eyes at and want to push to get those suckers knocked out), and saving for a few things: namely, for a used car and car repair $. My Civic is in great shape, it's just that I like to have some buffer money in CASE of repairs. They come out of left field and hit you and it's so nice to have money set aside for those little (or BIG) inconveniences.

Anyway, this is a long, boring post about budgets, for goodness' sake. HA! I am an old, married lady. But honestly, I think it's been an exciting experience to mature in this way. It takes quite some effort to keep up with it all, but it's well worth it. I like setting spending amounts and then seeing how we are UNDER for the week or month and can put the excess towards our debts (for now) and vacations (eventually! haha).

I feel like I should end this post with something less boring, serious, and old.

Umm...just beat the second temple in Legend of Zelda: WindWaker. So far so good! But not my favorite of the series. Many people said it was their fave, so I am just trying to feel it out. So far I still like Ocarina of Time with a very close second with Skyward Sword...